
Merchant wallets
Create dedicated wallets for each business, store, or integration.

Multi-rail funding
Accept funds from cards, crypto, and alternative payment methods into a single wallet.

Merchant payments
Accept customer payments at checkout using crypto and alternative payment methods. Test

Settlement control
Define how incoming funds are held, converted, or settled out.

Wallet visibility

uCrypto enables businesses to accept customer payments across crypto assets and supported payment rails, with funds settled into a single wallet and converted or held based on business preference.

01
Enable uCrypto at checkout
Add uCrypto as a payment method via API or hosted checkout. Support crypto, cards, and alternative payment methods.
02
Accept multi-rail payments
Customers pay using crypto, cards, or alternative payment methods. Funds are routed into your uCrypto merchant wallet.
03
Settle, convert or hold funds
Choose how funds are settled. Hold in crypto, convert to supported fiat, or distribute across business accounts.
Comparison
Why Choose uCrypto
Crypto-Only Wallets
Designed for crypto custody, not full payment acceptance.
Accept crypto payments
Card processing
Alternative payment methods
Unified settlement wallet
Built-in merchant reporting
Multi-rail checkout support
Best Deal
One wallet across multiple payment rails.
Traditional PSPs
Built for fiat payments, not crypto-native infrastructure.
Native crypto wallet
On-chain settlement control
Multi-asset wallet management
Unified crypto + fiat visibility
What is uCrypto and who is it for?
Is uCrypto a wallet, a payments tool, or both?
Who controls the funds in uCrypto wallets?
Do businesses need technical integration?
Which regions and currencies does uCrypto support?













